Ripple XRP

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About XRP

XRP is a digital asset designed for use on the XRP Ledger, a blockchain optimized for fast and cost-efficient cross-border payments. Ripple, a fintech company, uses XRP in some of its payment solutions, while the XRP Ledger operates as an independent decentralized network.


Unlike Bitcoin, XRP is not mined. The total supply of 100 billion XRP was created at launch, with a significant portion placed in escrow to manage distribution over time and improve supply transparency.

Technology

Consensus mechanism

XRP Ledger Consensus Protocol

Network

XRP Ledger (XRPL)

Block time

~3-5 seconds

Whitepaper

Key features

No mining (pre-mined total supply)
Low transaction fees
Fast settlement finality
Built-in decentralized exchange (DEX)
Escrow-based token release mechanism

Use Cases

Cross-border payments
Liquidity for financial institutions
On-demand settlement
Tokenization of assets on XRPL
Remittances and global transfers

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